Health Insurance

Beginning August 1, 2012, the University System of Georgia (USG) contracted with UnitedHealthcare® to provide the mandatory student health insurance beginning Fall 2012. For plan information and current rates:

USG requires institutional participation in the Student Health Insurance Program (SHIP) for specific groups of students to ensure that they have access to student health insurance. Additional information, including a list of approved waiver policies may be found:

Fall 2018 Update

  • The deadline to enroll in the Student Health Insurance Plan has been extended to midnight on September 7.
  • Students who paid the original annual premium for Spouse or Spouse + All Children coverage will receive a partial refund from United Healthcare on or after September 14.
  • Students who do not receive their refund by September 21 should contact United Healthcare at 866-403-8267.
  • Students enrolling in Spouse or Spouse + All Children coverage for a semester will receive a pro-rated reduction in the cost of coverage. The rates will be available on the United Healthcare website this week.

Waivers and Early Enrollment

Students who can demonstrate they have a qualifying policy through a spouse, employer, or other source may request to waive participation in the USG-SHIP. Waiver requests must be submitted each term. To determine if the policy qualifies and/or confirm your USG-SHIP enrollment and receive a health insurance card:

Important Note: Waivers and early Enrollment can only be completed after the student account has been charged for insurance.

Voluntary SHIP Enrollment

While some students are required to be enrolled in a health insurance plan and/or have insurance that meets the minimum standards, optional enrollment in SHIP is also available to all students, their spouse and their dependents. For more information: